Question 1

What is Claimsvalue.com?

Accepted Answer

What most people don't know is insurers often start with a lower offer, which can be
negotiated...let claimsvalue.com handle that! Utilizing the latest in AI technology we make sure to get you the absolute highest value possible back on your totaled car. Hassle free.

Question 2

Is it really free to use?

Accepted Answer

All you have to do is submit your vehicle information at the bottom of the home page and we'll get you a free estimate. This is not guaranteed to be the final value but we won't charge you a dime until you get your payout from the insurance company.

Question 3

Why would I want to use Claims Value instead of just searching myself?

Accepted Answer

Most people don't know what criteria to look for in comparable vehicles. Claimesvalue.com does.

Do you know what to look for in Pre-Loss comparable vehicles and Post-Loss comparable vehicles?
Do you know how and when to factor in the damage level?
Do you know how to do mileage adjustments in reference to the comparable vehicles?
Or how to analyze the package options on the vehicle using the latest in AI technology?
Do you know how to account for any additional equipment?

If the answer is No to any of those questions then contact us Contact@claimsvalue.com or caLL (586) 981-0100 for help today!

Question 4

Am I guaranteed to get money by doing this?

Accepted Answer

No but in the vast majority of cases, people do.

We've seen the majority of settlements in the $1,000-$8,000 range for Diminished Value.

We've seen as high as $32,000.

But keep in mind that Diminished Value payouts are not something insurance companies advertise and they don't actively try to pay out more than they need to. All the more reason to have strong evidence showing what is owed to you, which is what you'll get through the total loss value assessment you receive.

Question 5

Before coming here, the insurance company refused to pay out. Do you know why?

Accepted Answer

See one of the other questions above, but you need a detailed comparable vehicles analysis.

Question 6

How will going through Claimsvalue.com get me a higher valuation?

Accepted Answer

We don't guarantee that.  However, the Claimsvalue.com AI software - searches 1,000's of dealerships for the best (highest) priced comparable vehicles on the market, using criteria that has been proven acceptable by insurance companies. Claimsvalue.com has so far proven effective in helping appraisers help vehicle owners achieve high settlements very quickly (many within 1-2 weeks).

Question 7

How Long does the evaluation take?

Accepted Answer

While every claim is unique, the appraisal process typically takes 1 to 3 weeks to complete once the clause is officially invoked. We work quickly to initiate immediate collaboration with the opposing appraiser to minimize delays. We strive to conclude the appraisal process as efficiently as possible so you can receive the fair market value you are entitled to and move forward.

Question 8

What is the "appraisal clause" in my auto insurance policy and how can it help me get a fair vehicle valuation?

Accepted Answer

The appraisal clause is a standard provision in most auto policies designed to resolve disagreements over a vehicle's value. By invoking this procedure, the valuation is determined by two independent appraisers using technical market data. This process is designed to replace automated insurer reports with a detailed, human-led appraisal that reflects the true market value of your vehicle.

Question 9

How does an independent appraiser determine my car's value, and why might it be different from the insurance company's valuation?

Accepted Answer

We draft a completely new custom valuation designed to identify and correct errors often found in insurer valuations. Leveraging over 10 years of industry experience, we perform a manual analysis of your vehicle’s specific features and condition that automated systems frequently rate poorly or overlook. We then use this custom report to collaborate directly with the opposing appraiser, identifying technical data points to establish a final market valuation that reflects actual market reality.

Question 10

Why is the insurance valuation lower than what I owe on my loan or the cost of a similar vehicle?

Accepted Answer

Actual Cash Value (ACV) is the market value of your vehicle immediately before the loss occurred, accounting for depreciation. Many insurance companies rely on automated data that can lead to low valuations. We aim to bridge this gap by providing a detailed, human-led valuation based on over 10 years of industry experience. We use this customized analysis to work directly with the opposing appraiser, identifying value that automated systems miss to establish the true market value of your vehicle.

Claims Value
Total-Loss Auto Experts

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